Touring a manufactured home community can feel overwhelming if you don’t know what to ask. Having a few on your mind before touring can help you make informed decisions. The list of questions could go on, but we have provided a few below that are worth asking.
Remember, there’s no such thing as a bad question when you’re choosing a place to call home!
1. What amenities are available?
Amenities can play a big role in your day-to-day life. Every community is different, so ask what amenities and shared spaces are available for residents and whether they come with an added cost. Depending on the community, this can include fitness facilities, parks, recreational areas, lakes, picnic areas, and more.
2. Can I choose finishes or customize the home?
Are you looking for a specific floor plan or a kitchen finish? If you’re purchasing a new manufactured home, you’ll likely want it to feel uniquely yours. Ask what finishes, features, and other customization options may be available. You can choose a split-bedroom layout, add a flex room for an office, select energy-efficient appliances, and so much more.
3. What financing options are available?
Financing can play a major role in what fits your budget and the steps you’ll need to take before purchasing. Common financing options for manufactured homes include FHA, VA, USDA, and chattel loans. Lenders have specific requirements, so exploring your options early will help you determine what best fits your situation.
4. Do I have to pay property taxes?
In a land-leased community like New Durham Estates, property taxes differ from those for a traditional site-built home. Residents do not pay property taxes on the land, but pay property taxes on their home.
5. What are the next steps from choosing a home to moving in?
Purchasing a home involves several steps, and knowing what to expect can make the process feel less overwhelming. You can ask about the application process, installation, inspections, or the expected move-in timeline.
6. What is the pet policy?
For many homeowners, pets are also part of the family, so be sure to understand the community’s pet guidelines. Guidelines can vary based on the number of pets, type of pet, leash control, and registration. Make sure you can bring your furry friend home with you!
7. What should I bring with me when I am ready to apply?
Knowing what documents or information you’ll need can make the application process smoother. Proof of income, credit reports, employment history, tax return documents, and government-issued identification are a few of the documents commonly required for approval.
8. What school district serves the community?
If you have children or plan to in the future, asking this question can be an important part of your home search to learn more about nearby education options. How far is the commute from the community? What kinds of sports are offered? Is there work-based learning? These details can matter for your children’s future and success.
9. Who is responsible for maintaining roads and other community infrastructure?
Manufactured home communities typically offer move-in-ready infrastructure. Understanding who maintains the roads, common areas, water and sewage, trash collection, and other infrastructure can make a difference in pricing, everyday life, and move-in timelines.
10. Are there community events or opportunities to meet residents?
A neighborhood is more than the place you live. If you want to build connections, this is a great question to ask. Communities may hold seasonal events and activities throughout the year, giving you the chance to meet neighbors. Building relationships can make the place you call home even more special.
Happy Touring!
Don’t be afraid to ask questions during your community tour. Curiosity is the best way to learn about manufactured homes and the community that could become your home. Whether you’re asking about amenities, monthly costs, or what everyday life is like, no question is too small, and sales representatives are excited to answer your questions.
Find Your Community at New Durham Estates
If you’re exploring manufactured homeownership in Northwest Indiana, come take a tour of New Durham Estates and learn more about our community. Our team is happy to answer any questions you may have. Click here to contact us today.